The Boat Loan Experts
Welcome to Drive Loans Group — your trusted partner in securing fast, flexible, and affordable boat finance across Australia. Whether you’re buying your first boat, upgrading to a larger vessel, or refinancing an existing loan, we make the process simple and tailored to your budget and goals.
We partner with a broad panel of lenders to source competitive boat loans, helping you get on the water sooner with terms and repayments that work for you.
By comparing multiple lenders and products, we help you find tailored boat finance options that match your needs — whether it’s for recreation, lifestyle, or commercial use.
Our panel of trusted lenders
Our panel of trusted lenders
Why Should I Finance My Boat Through Drive Loans Group?
Financing a boat is a big decision. At Drive Loans Group, we simplify the process by offering personalised boat loans and marine finance solutions that suit your financial situation. Whether you’re after a secured loan, flexible repayment terms, or competitive interest rates, we find the right product from across our lender panel. Our focus is on getting you affordable finance quickly and efficiently so you can enjoy your boating goals with confidence.
Big Savings
We compare multiple lenders to secure competitive boat loan rates and structures. Our research often results in lower interest costs and reduced fees, ensuring you keep more of your money where it belongs — in your pocket
Fast and Hassle Free
Boat finance doesn’t need to be confusing or slow. Our streamlined process reduces paperwork and waits, so you can access suitable finance quickly and without unnecessary headaches.
Superior Service
You’ll work with real finance specialists who listen, explain clearly, and guide you through every step of the marine finance process — ensuring you understand your options and feel confident in your decisions.
Tailored Options
Every boating journey is different. We personalise your loan based on how you intend to use the boat, your financial profile, and repayment preferences — whether for leisure cruising, fishing, or commercial purposes.
Flexible Payment Plans
We help you choose repayment terms and schedules that suit your cash flow — weekly, fortnightly, or monthly — so you can balance finance with lifestyle and other financial commitments.
Pre-Approval
With fast pre-approval, you’ll know your borrowing capacity before you shop — giving you confidence when negotiating with sellers or comparing boats within your price range.
Why Should I Finance My Boat Through Drive Loans Group?
Financing a boat is a big decision. At Drive Loans Group, we simplify the process by offering personalised boat loans and marine finance solutions that suit your financial situation. Whether you’re after a secured loan, flexible repayment terms, or competitive interest rates, we find the right product from across our lender panel. Our focus is on getting you affordable finance quickly and efficiently so you can enjoy your boating goals with confidence.
Big Savings
We compare multiple lenders to secure competitive boat loan rates and structures. Our research often results in lower interest costs and reduced fees, ensuring you keep more of your money where it belongs — in your pocket
Fast and Hassle Free
Boat finance doesn’t need to be confusing or slow. Our streamlined process reduces paperwork and waits, so you can access suitable finance quickly and without unnecessary headaches.
Superior Service
You’ll work with real finance specialists who listen, explain clearly, and guide you through every step of the marine finance process — ensuring you understand your options and feel confident in your decisions.
Tailored Options
Every boating journey is different. We personalise your loan based on how you intend to use the boat, your financial profile, and repayment preferences — whether for leisure cruising, fishing, or commercial purposes.
Flexible Payment Plans
We help you choose repayment terms and schedules that suit your cash flow — weekly, fortnightly, or monthly — so you can balance finance with lifestyle and other financial commitments.
Pre-Approval
With fast pre-approval, you’ll know your borrowing capacity before you shop — giving you confidence when negotiating with sellers or comparing boats within your price range.
Personalised Boat Loans
Boat finance is more than just a loan — it’s a tool to help you reach your lifestyle or business goals.
At Drive Loans Group, we specialise in personalised boat loans and marine finance that take into account your unique needs, cash flow, and long-term plans.
Whether you’re purchasing a trailer boat, cabin cruiser, yacht, or jet ski, we find the right loan structure for you.
Our team supports both new and used vessel financing and builds a loan package that balances competitive interest rates with manageable repayments.
Experience a seamless journey to boat ownership with us!
Personalised Boat Loans
Boat finance is more than just a loan — it’s a tool to help you reach your lifestyle or business goals.
At Drive Loans Group, we specialise in personalised boat loans and marine finance that take into account your unique needs, cash flow, and long-term plans.
Whether you’re purchasing a trailer boat, cabin cruiser, yacht, or jet ski, we find the right loan structure for you.
Our team supports both new and used vessel financing and builds a loan package that balances competitive interest rates with manageable repayments.
Experience a seamless journey to boat ownership with us!
Competitive Boat Finance with Nationwide Reach
No matter where you are in Australia — coastal, inland, or regional — we can assist with boat finance.
Our nationwide network of lenders and marine finance options means we can help you secure competitive loans regardless of location or vessel type.
From personal watercraft and fishing boats to large leisure craft, we work with lenders who understand marine asset values and boat loan criteria.
With our end-to-end support, you’ll enjoy a smooth financing experience from application to settlement.
Get Started Now!
Request a complimentary boat finance quote by phone or directly online.
Boat Loan FAQs
Choosing the right boat loan is an important step when purchasing a new or used vessel. Whether you’re buying a fishing boat, leisure craft, jet ski, or yacht, understanding how boat finance works can help you make confident decisions. Below, we’ve answered some of the most common questions about boat loans and marine finance in Australia, including eligibility, loan terms, repayments, and approval timeframes. If you’re unsure which option suits your needs, our team is always available to provide personalised guidance and help you secure the right finance solution.
Can I get boat finance for commercial or business use?
Yes. Boat finance is available for commercial and business purposes, including charter operations, fishing businesses, marine services, and work vessels. Commercial boat loans are structured around business income, usage, and cash flow, and may differ from personal boat finance in terms of documentation, loan structure, and repayment options.
Is boat finance available for ABN holders and self-employed operators?
Yes. ABN holders, sole traders, and self-employed operators can apply for boat finance for both personal and business use. Lenders may request additional financial information to assess income and cash flow, but flexible finance options are available depending on your business structure and trading history.
What is a Boat Loan?
A boat loan is a financing option to help you buy a boat, jetski or other marine craft by borrowing funds from a bank or financial institution. You repay this loan in monthly installments over a set term with interest.
Who Can Apply For Boat Finance?
Salaried, self-employed, or business professionals are typically eligible. Each lender may have specific income, age, and employment criteria.
What types of boats can be financed?
Finance can be available for fishing boats, cabin cruisers, yachts, jet skis, and other personal or commercial marine craft.
Can I Finance A Used Boat?
Yes — many lenders offer finance for used boats, often with conditions around age and condition of the vessel.
What Loan Terms Are Available?
Boat loan terms usually range from 1 to 7 years, depending on the age and type of vessel and your repayment preferences.
Is a deposit required?
Some lenders may require a deposit, but options vary based on your profile and the boat you’re buying. Flexible structures may be available.
How quickly can I be approved?
Approval times vary, but with complete documentation and strong application, many boat loan decisions can be provided within a few days.
Can I refinance my existing boat loan?
Yes — refinancing can help you access better rates or restructure repayments depending on your financial goals.
What affects my boat loan interest rate?
Interest rates depend on your credit profile, income stability, loan term, and the age/value of the boat.
Is pre-approval available?
Yes — pre-approval gives you clarity on budget and borrowing capacity before negotiating or shopping for a vessel.
What documents are typically required for a boat loan?
Lenders usually ask for ID, proof of income, bank statements, and details of the boat being financed.
Do I need full insurance before financing?
Most lenders require comprehensive insurance on the financed boat before settlement to protect the asset.
Compare loans and save. Get your free quote today
DriveLoansGroup is your go-to for asset financing. Explore our informative resources to help you make confident decisions.
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