The Equipment and Machinery Loan Experts

Welcome to Drive Loans Group, specialists in equipment loans and plant & machinery finance for Australian businesses. Whether you’re upgrading machinery, expanding operations, or replacing ageing equipment, we help you secure flexible finance solutions that support productivity and cash flow.

From construction and earthmoving to manufacturing, agriculture, and trade businesses, we arrange equipment finance that’s structured around how your business operates.

By working with a broad panel of banks and specialist equipment lenders, we compare multiple options to help you access competitive rates, flexible terms, and finance solutions aligned with your business needs.

Our panel of trusted lenders

Why Finance Equipment Through Drive Loans Group?

Investing in plant, machinery, or equipment is critical to running and growing a successful business. At Drive Loans Group, we make equipment finance simple, transparent, and tailored — helping you secure the right funding without tying up valuable working capital.

We assist with finance for:

Construction and earthmoving equipment

Manufacturing and industrial machinery

Agricultural and farming equipment

Trade tools and business equipment

New and used plant and machinery

Our goal is to structure equipment loans that improve efficiency while protecting your cash flow.

Competitive Rates & Lower Costs

We compare a wide range of lenders to secure competitive equipment finance rates and loan structures. By negotiating on your behalf, we help reduce interest costs and unnecessary fees — keeping your total finance costs as low as possible.

Rapid Approvals Without the Hassle

Our streamlined process minimises paperwork and delays. We manage the application from start to finish, helping you secure equipment finance quickly so you can keep projects moving and avoid costly downtime.

Dedicated Equipment Finance Expertise

You’ll work with finance specialists who understand equipment, plant, and machinery lending. We explain your options clearly, guide you through the process, and ensure your finance solution aligns with your operational needs.

Customised Plant & Machinery Lending

No two businesses use equipment the same way. We tailor your equipment loan based on asset type, usage, budget, and business structure — whether you’re financing a single machine or multiple assets.

Repayments Structured Around Your Cash Flow

We help structure repayment terms that suit your income cycle. Flexible repayment options allow you to manage cash flow effectively while investing in the equipment your business relies on.

Pre-Approval for Confident Budgeting

With fast pre-approval, you’ll know your borrowing capacity before committing. This allows you to negotiate with suppliers confidently and make informed equipment purchasing decisions.

Why Finance Equipment Through Drive Loans Group?

Investing in plant, machinery, or equipment is critical to running and growing a successful business. At Drive Loans Group, we make equipment finance simple, transparent, and tailored — helping you secure the right funding without tying up valuable working capital.

We assist with finance for:

Construction and earthmoving equipment

Manufacturing and industrial machinery

Agricultural and farming equipment

Trade tools and business equipment

New and used plant and machinery

Our goal is to structure equipment loans that improve efficiency while protecting your cash flow.

Competitive Rates & Lower Costs

We compare a wide range of lenders to secure competitive equipment finance rates and loan structures. By negotiating on your behalf, we help reduce interest costs and unnecessary fees — keeping your total finance costs as low as possible.

Rapid Approvals Without the Hassle

Our streamlined process minimises paperwork and delays. We manage the application from start to finish, helping you secure equipment finance quickly so you can keep projects moving and avoid costly downtime.

Dedicated Equipment Finance Expertise

You’ll work with finance specialists who understand equipment, plant, and machinery lending. We explain your options clearly, guide you through the process, and ensure your finance solution aligns with your operational needs.

Customised Plant & Machinery Lending

No two businesses use equipment the same way. We tailor your equipment loan based on asset type, usage, budget, and business structure — whether you’re financing a single machine or multiple assets.

Repayments Structured Around Your Cash Flow

We help structure repayment terms that suit your income cycle. Flexible repayment options allow you to manage cash flow effectively while investing in the equipment your business relies on.

Pre-Approval for Confident Budgeting

With fast pre-approval, you’ll know your borrowing capacity before committing. This allows you to negotiate with suppliers confidently and make informed equipment purchasing decisions.

Personalised Equipment Loans

At Drive Loans Group, we take the time to understand your business, industry, and operational requirements. This enables us to arrange personalised equipment loans that support long-term productivity and growth.

Whether you’re financing heavy machinery, specialised plant, or essential business equipment, we structure finance solutions that balance competitive rates with manageable repayments.

We assist with both new and used equipment finance, helping businesses invest without straining cash reserves.

Experience a seamless journey to plant, machinery and equipment ownership with us!

Personalised Equipment Loans

At Drive Loans Group, we take the time to understand your business, industry, and operational requirements. This enables us to arrange personalised equipment loans that support long-term productivity and growth.

Whether you’re financing heavy machinery, specialised plant, or essential business equipment, we structure finance solutions that balance competitive rates with manageable repayments.

We assist with both new and used equipment finance, helping businesses invest without straining cash reserves.

Experience a seamless journey to plant, machinery and equipment ownership with us!

Competitive Machinery and Equipment Financing with Nationwide Reach

We provide equipment and machinery finance Australia-wide, supporting businesses in metropolitan, regional, and remote locations.

Our nationwide lender network allows us to source flexible finance solutions across a wide range of industries and equipment types. Whether you’re purchasing machinery locally or interstate, we manage the finance process end-to-end.

No matter where your business operates, Drive Loans Group delivers reliable equipment finance solutions designed to keep your operations running efficiently.

For straightforward financing with affordable rates and terms that suit your needs, contact us today!

Get Started With Your Equipment Loan Today!

Looking to invest in new or replacement equipment? Our experienced team is ready to help you secure the right equipment finance or plant and machinery loan for your business.

1300 661 355

Apply Now

Equipment and Machinery Loan FAQs

Choosing the right equipment finance solution is an important decision for any business investing in plant, machinery, or essential equipment. Whether you’re upgrading existing assets, expanding operations, or replacing ageing machinery, understanding how equipment loans work can help you plan with confidence. Below, we’ve answered common questions about equipment finance and plant and machinery loans in Australia, including eligibility, loan structures, repayments, and approval timeframes. If you need guidance specific to your business or industry, our team is always available to help you explore the most suitable finance options.

What is Equipment Finance?

Equipment finance is a type of business loan used to purchase plant, machinery, or equipment. The asset is typically used as security, allowing businesses to spread the cost over time while preserving cash flow for day-to-day operations.

What types of equipment can be financed?

A wide range of equipment can be financed, including construction machinery, earthmoving equipment, agricultural machinery, manufacturing equipment, trade tools, and specialised business equipment. Both new and used assets may be eligible, depending on lender criteria.

What is plant and machinery finance?

Plant and machinery finance refers to funding used to acquire heavy or specialised equipment essential to business operations. This includes items such as excavators, forklifts, cranes, graders, and industrial machinery used across construction, agriculture, and manufacturing industries.

Who can apply for equipment finance?

Equipment finance is available to ABN holders, sole traders, partnerships, companies, contractors, and self-employed operators. Eligibility depends on factors such as trading history, financial position, and the type of equipment being financed.

Can I finance used equipment or machinery?

Yes. Many lenders offer finance for used equipment and machinery, subject to age, condition, and valuation requirements. Used equipment finance can be a cost-effective way to invest in assets while keeping upfront costs lower.

Do I need a deposit for an equipment loan?

Deposit requirements vary depending on the lender, asset type, and your financial profile. Some equipment loans may offer low-deposit or no-deposit options, while others may require a contribution toward the purchase price.

How long are equipment finance loan terms?

Loan terms typically range from 1 to 7 years and are often aligned with the expected working life of the equipment. Choosing the right term helps balance affordable repayments with long-term asset value.

Are equipment loans secured or unsecured?

Most equipment loans are secured against the equipment being purchased. Secured loans generally offer more competitive interest rates and higher borrowing limits compared to unsecured business finance options.

Can repayments be structured around my cash flow?

Yes. Repayments can often be structured weekly, fortnightly, or monthly to suit your business cash flow. Flexible repayment options help reduce financial pressure and support consistent budgeting.

How quickly can equipment finance be approved?

Approval timeframes vary based on the lender and application complexity. With complete documentation, many equipment finance applications can be assessed quickly, allowing businesses to secure assets without unnecessary delays.

Can I refinance existing equipment or machinery loans?

Yes. Refinancing existing equipment finance may help improve interest rates, reduce repayments, or consolidate debt. It can also free up cash flow depending on your current financial position.

Is equipment finance available for new businesses or startups?

Startups and newer businesses may still qualify for equipment finance, depending on the overall strength of the application. Director experience, asset type, and financial capacity are often considered when assessing eligibility.

Why use an equipment finance broker?

An equipment finance broker compares multiple lenders, structures finance to suit your business, and manages the application process. This saves time, reduces complexity, and increases your chances of securing competitive plant and machinery finance.