The Truck Loan Experts

Welcome to Drive Loans Group, specialists in truck loans and heavy vehicle finance across Australia. Whether you’re purchasing your first work truck, upgrading your fleet, or expanding your transport business, we help you secure competitive truck finance tailored to your needs and cash flow.

We work with a wide range of lenders to find flexible truck loan solutions for owner-drivers, contractors, and transport businesses of all sizes.

Our panel of trusted lenders

Why Finance Your Truck Through Drive Loans Group?

Purchasing a truck is a major investment. Choosing the right finance can have a significant impact on your cash flow and long-term profitability. At Drive Loans Group, we make truck finance simple, transparent, and tailored — so you can focus on keeping your business moving.

By working with a broad panel of banks and specialist lenders, we give you access to more truck finance options — often with better terms than going direct.

We help arrange truck loans for:

Prime movers and semi-trailers

Rigid trucks and tippers

Refrigerated trucks

Light commercial and heavy vehicles

New and used trucks

Our goal is to secure the right truck loan at the right rate, with terms that suit how you operate.

Big Savings

We compare multiple lenders to find competitive truck loan rates and structures. By negotiating on your behalf, we help reduce interest costs and unnecessary fees — keeping more money in your business and improving overall cash flow.

Fast and Hassle Free

Our streamlined process removes delays and paperwork stress. We manage the application from start to finish, helping you get approved quickly so you can secure your truck without unnecessary downtime.

Superior Service

You’ll work with real finance specialists who understand truck finance and commercial vehicles. We explain your options clearly, answer your questions, and support you at every step — with no confusion.

Tailored Truck Loans

Every transport business is different. We tailor your truck finance based on your vehicle type, usage, budget, and business structure — whether you’re an owner-driver or managing a growing fleet.

Flexible Payment Plans

Choose repayment options that align with your income and operating cycle. Flexible terms and repayment schedules help manage cash flow and reduce pressure during quieter trading periods.

Pre-Approval Confidence

With fast pre-approval, you’ll know your budget before committing. This puts you in a strong position when negotiating a truck purchase and allows you to move forward with confidence.

Why Finance Your Truck Through Drive Loans Group?

Purchasing a truck is a major investment. Choosing the right finance can have a significant impact on your cash flow and long-term profitability. At Drive Loans Group, we make truck finance simple, transparent, and tailored — so you can focus on keeping your business moving.

By working with a broad panel of banks and specialist lenders, we give you access to more truck finance options — often with better terms than going direct.

We help arrange truck loans for:

Prime movers and semi-trailers

Rigid trucks and tippers

Refrigerated trucks

Light commercial and heavy vehicles

New and used trucks

Our goal is to secure the right truck loan at the right rate, with terms that suit how you operate.

Big Savings

We compare multiple lenders to find competitive truck loan rates and structures. By negotiating on your behalf, we help reduce interest costs and unnecessary fees — keeping more money in your business and improving overall cash flow.

Fast and Hassle Free

Our streamlined process removes delays and paperwork stress. We manage the application from start to finish, helping you get approved quickly so you can secure your truck without unnecessary downtime.

Superior Service

You’ll work with real finance specialists who understand truck finance and commercial vehicles. We explain your options clearly, answer your questions, and support you at every step — with no confusion.

Tailored Truck Loans

Every transport business is different. We tailor your truck finance based on your vehicle type, usage, budget, and business structure — whether you’re an owner-driver or managing a growing fleet.

Flexible Payment Plans

Choose repayment options that align with your income and operating cycle. Flexible terms and repayment schedules help manage cash flow and reduce pressure during quieter trading periods.

Pre-Approval Confidence

With fast pre-approval, you’ll know your budget before committing. This puts you in a strong position when negotiating a truck purchase and allows you to move forward with confidence.

Personalised Truck Loans

Every trucking operation is different, which is why a one-size-fits-all loan rarely delivers the best outcome. At Drive Loans Group, we structure personalised truck loans based on how your vehicle will be used, your business structure, and your cash-flow requirements.

Whether you’re an owner-driver purchasing a single truck or a transport operator expanding a fleet, we tailor the finance to suit your situation.

We can assist with finance for new and used trucks, light and heavy commercial vehicles, and specialised equipment.

Our focus is on securing truck finance that supports long-term profitability while keeping repayments manageable.

Experience a seamless journey to truck ownership with us!

Personalised Truck Loans

Every trucking operation is different, which is why a one-size-fits-all loan rarely delivers the best outcome. At Drive Loans Group, we structure personalised truck loans based on how your vehicle will be used, your business structure, and your cash-flow requirements.

Whether you’re an owner-driver purchasing a single truck or a transport operator expanding a fleet, we tailor the finance to suit your situation.

We can assist with finance for new and used trucks, light and heavy commercial vehicles, and specialised equipment.

Our focus is on securing truck finance that supports long-term profitability while keeping repayments manageable.

Experience a seamless journey to truck ownership with us!

Competitive Truck Financing with Nationwide Reach

We provide competitive truck finance solutions Australia-wide, supporting businesses in metro, regional, and remote areas. Our nationwide lender network allows us to source flexible truck loan options for a wide range of vehicles and business types.

By comparing multiple lenders, we help secure competitive rates, suitable loan terms, and repayment structures aligned with your operating conditions. Whether you’re buying locally or sourcing a truck interstate, we manage the finance process end-to-end.

No matter where your business is located, Drive Loans Group delivers reliable truck finance solutions designed to keep your operations moving efficiently

For straightforward financing with affordable rates and terms that suit your needs, contact us today!

Get Started Now!

Request a complimentary truck finance quote by phone or directly online.

1300 661 355

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Truck Loan FAQs

Purchasing a new truck is a significant investment, requiring careful consideration of every detail, especially financing. With truck loans spanning up to seven years, securing the best deal upfront is crucial to achieving the return on investment you expect.

What is a Truck Loan?

A truck loan is a type of commercial finance used to purchase new or used trucks and heavy vehicles. It allows businesses to spread the cost of a truck over time while preserving cash flow for operating expenses.

What types of trucks can be financed?

Most lenders finance a wide range of vehicles, including prime movers, rigid trucks, tippers, refrigerated trucks, tray trucks, and light commercial vehicles. Both new and used trucks are commonly eligible for finance.

Can I get finance for a used truck?

Yes. Used truck finance is available, provided the vehicle meets lender age and condition requirements. Many businesses choose used trucks to reduce upfront costs while still accessing flexible loan terms.

Who can apply for a truck loan?

Truck loans are available to ABN holders, sole traders, partnerships, companies, contractors, owner-drivers, and transport businesses. Eligibility depends on trading history, financial position, and vehicle details.

How much deposit do I need for truck finance?

Some truck loans require a deposit, while others may offer low-deposit or no-deposit options depending on your business profile, credit history, and the truck being financed.

How long are truck loan terms?

Truck loan terms typically range from 1 to 7 years. The right loan term depends on the vehicle type, its expected working life, and your preferred repayment structure.

Are truck loans secured or unsecured?

Most truck loans are secured against the vehicle being purchased. Secured loans often provide more competitive interest rates and higher borrowing limits than unsecured options.

Can repayments be tailored to my cash flow?

Yes. Repayment schedules can often be structured weekly, fortnightly, or monthly to suit your income cycle. Flexible repayments help manage cash flow, especially for transport businesses with variable income.

How long does truck finance approval take?

Approval times vary depending on the lender and application complexity. Many truck loans can be approved quickly once documentation is provided, allowing you to secure the vehicle without unnecessary delays.

Can I refinance an existing truck loan?

Yes. Refinancing may allow you to improve interest rates, adjust repayments, consolidate debts, or free up cash flow. We can review your current loan and advise whether refinancing makes sense.

Do I need to be buying from a dealer?

No. Truck finance can be arranged for vehicles purchased from licensed dealers or private sellers, subject to lender approval and vehicle valuation requirements.

Can startups or new businesses get truck finance?

Startups and newer businesses may still qualify for truck loans, depending on the overall application strength, director experience, and financial position. Alternative lenders may offer suitable options.

Why use a truck finance broker?

A broker compares multiple lenders, negotiates on your behalf, and structures finance to suit your business. This saves time, reduces stress, and increases your chances of securing competitive truck finance.