Business Vehicle Finance Experts - Cars, Utes & Vans
Welcome to Drive Loans Group — your trusted partner for fast, flexible business vehicle finance across Australia.
Whether you’re funding a company car, a dual cab ute for the job site, or a van for delivery and trade work, we match you with practical options that fit your business and cash flow.
Our panel of trusted lenders
Our panel of trusted lenders
Why finance your business vehicle through Drive Loans Group?
Financing a work vehicle is a big decision. We make it simple by matching you with lenders and structures suited to business use — whether it’s a car, ute or van.
New or used, dealer or private sale, we help you understand lender requirements early and move quickly from enquiry to approval.
Get peace of mind and drive your business further with Drive Loans Group.
Big Savings
Get the vehicle you need without paying more than you should. We compare lenders, negotiate where possible, and structure repayments to suit business cash flow — keeping more money in your business.
Fast and Hassle Free
Less back-and-forth, more momentum. Simple online enquiry, quick document check, and a streamlined process designed to deliver answers fast — so you can secure the vehicle and get on with the job.
Superior Service
You’ll deal with real people who understand business vehicle finance. We explain options clearly, keep you updated, and manage the process end-to-end — professional, practical and responsive.
Tailored Options
No two businesses are the same. We tailor finance based on your structure and trading position — whether you’re a sole trader, company, or growing team adding vehicles.
Flexible Payment Plans
Choose terms and repayment structures that fit your cash flow. Options may include flexible terms and balloon/residual structures depending on lender and profile.
Pre-Approval
Know your buying power before you shop. With pre-approval guidance, you can talk to dealers or sellers with confidence — and avoid wasting time on vehicles outside lender guidelines.
Why finance your business vehicle through Drive Loans Group?
Financing a work vehicle is a big decision. We make it simple by matching you with lenders and structures suited to business use — whether it’s a car, ute or van.
New or used, dealer or private sale, we help you understand lender requirements early and move quickly from enquiry to approval.
Get peace of mind and drive your business further with Drive Loans Group.
Big Savings
Get the vehicle you need without paying more than you should. We compare lenders, negotiate where possible, and structure repayments to suit business cash flow — keeping more money in your business.
Fast and Hassle Free
Less back-and-forth, more momentum. Simple online enquiry, quick document check, and a streamlined process designed to deliver answers fast — so you can secure the vehicle and get on with the job.
Superior Service
You’ll deal with real people who understand business vehicle finance. We explain options clearly, keep you updated, and manage the process end-to-end — professional, practical and responsive.
Tailored Options
No two businesses are the same. We tailor finance based on your structure and trading position — whether you’re a sole trader, company, or growing team adding vehicles.
Flexible Payment Plans
Choose terms and repayment structures that fit your cash flow. Options may include flexible terms and balloon/residual structures depending on lender and profile.
Pre-Approval
Know your buying power before you shop. With pre-approval guidance, you can talk to dealers or sellers with confidence — and avoid wasting time on vehicles outside lender guidelines.
Personalised Business Vehicle Finance
Drive Loans Group specialises in business vehicle and asset finance, so we understand what lenders look for when the vehicle is primarily for work use.
Whether you’re buying a car, ute or van, we guide you through documents, lender guidelines (including vehicle type and age), and the quickest path to approval.
Our job is to secure competitive options and make the process smooth from start to finish.
Experience a seamless journey to vehicle ownership with us!
Personalised Business Vehicle Finance
Drive Loans Group specialises in business vehicle and asset finance, so we understand what lenders look for when the vehicle is primarily for work use.
Whether you’re buying a car, ute or van, we guide you through documents, lender guidelines (including vehicle type and age), and the quickest path to approval.
Our job is to secure competitive options and make the process smooth from start to finish.
Experience a seamless journey to vehicle ownership with us!
Competitive Business Vehicle Finance Australia-Wide
We’re accredited with a diverse panel of lenders, giving us access to a wide range of business vehicle finance options.
Whether you’re purchasing a new or used car, ute or van — from a dealer, private seller, or auction — we help structure finance based on your business profile and intended use.
With Australia-wide coverage and a streamlined process, we make it easier to secure the vehicle you need with practical terms and clear guidance.
For straightforward financing with affordable rates and terms that suit your needs, contact us today!
Get Started Now!
Request a complimentary business vehicle finance quote by phone or directly online.
Car Loan FAQs
Buying a business vehicle (car, ute or van) is a significant investment. Because finance can run for several years, getting the right structure upfront matters — for cash flow, approval speed and overall cost.
Can I finance a ute or van under my ABN?
Yes. If the vehicle is primarily used for business purposes, you can finance a car, ute or van under your ABN. Lenders assess your trading history, income and the vehicle details to determine eligibility. Both sole traders and companies can apply.
Is business vehicle finance different from a personal car loan?
Yes. Business vehicle finance is assessed differently. Lenders consider how the vehicle supports income, your business structure, and cash flow. The loan structure may differ from a standard personal car loan and is designed for work use.
Can I use bank statements instead of tax returns?
In many cases, yes. Some lenders offer low-doc vehicle finance where business bank statements may be used instead of full financials. Eligibility depends on trading history, credit profile and the vehicle being purchased.
Is zero deposit possible for business vehicle finance?
It can be. Some borrowers may qualify for low or zero deposit vehicle finance depending on credit strength, trading history and the lender’s policy. Approval is assessed case-by-case.
What types of vehicles can be financed?
Business vehicle finance can cover new and used passenger cars, dual cab utes, light commercial vans and in some cases small fleets. The vehicle must generally meet lender age and condition guidelines.
Are toolboxes, fit-outs or accessories included in the loan?
Often, yes. Work-related accessories such as toolboxes, shelving, trays or certain vehicle modifications can sometimes be incorporated into the finance structure, subject to lender approval.
Do vehicle age limits apply?
Yes. Lenders have maximum vehicle age guidelines, particularly for used vehicles. The acceptable age depends on the lender, the loan term and the type of vehicle being financed.
How long does business vehicle approval take?
Timeframes vary depending on documentation and lender workload. With the right documents and a suitable vehicle, approvals can often be processed quickly. Complex applications or missing information may extend turnaround times.
Can new ABNs get vehicle finance?
Possibly. Some lenders will consider applications from newly registered businesses, particularly where there is strong industry experience or consistent trading activity. Requirements vary by lender.
Can I finance multiple vehicles or expand my fleet?
Yes. Many lenders offer solutions for businesses expanding their vehicle fleet. Approval depends on business performance, existing commitments and overall serviceability.
What documents are required for business vehicle finance?
Common requirements include photo ID, business details (ABN/ACN), evidence of income or trading history (such as tax returns or bank statements), and the vehicle invoice or contract. Exact documents depend on the lender and loan type.
Is pre-approval available before I choose a vehicle?
Yes. Pre-approval guidance can help you understand your borrowing capacity before committing to a specific car, ute or van. This can save time and reduce the risk of choosing a vehicle outside lender guidelines.
What interest rates apply to business vehicle finance?
Interest rates depend on factors including credit profile, deposit (if any), loan structure, vehicle type and lender policy. We compare multiple lenders to identify competitive options suited to your business.
Can I refinance an existing business vehicle loan?
In some cases, yes. Refinancing may be possible to adjust repayments, restructure terms or consolidate business vehicle finance. Approval depends on the current loan balance, vehicle value and your financial profile.
Are there tax considerations with business vehicle finance?
If a vehicle is used primarily for business, there may be tax implications such as GST treatment or depreciation. We recommend speaking with your accountant for advice specific to your business structure and usage.
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DriveLoansGroup is your go-to for asset financing. Explore our informative resources to help you make confident decisions.
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